Before You Go Out And Look For The Best Classic Car Insurance

Before you go out and look for the best classic car insurance quote there are several things that you need to decide.  What are your expectations?  Will you be driving the car year-round, or is it a “show and shine” vehicle that only is out on warm summer weekends?

One of the most important considerations is the miles you intend to drive.  Some insurance companies will limit your driving miles to 2,500 a year in order to get special insurance rates.

Others, such as Hagerty insurance (hagerty.com) put no limits on mileage, but restrict you from driving your classic car as basic transportation (no driving it to work daily, for example).  Decide ahead of time what your planned usage will be.

With a notepad in hand write down your requirements for mileage and driving restrictions.  Also write down the appraised value of the car.  This is important since unlike a new car the insurance company doesn’t have the ability to use pre-assigned values for your muscle car.

Take some good pictures of the car, both inside and out.  Note any modifications that have been made to the car that change it from a stock vehicle.  Got it? Good!  You’re now ready to approach companies for a classic car insurance quote.